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Among the challenges of raising a child with special needs is figuring out how to provide for that child once you’re gone. If the child will never be able to earn a living, how can you determine how much of your own money to set aside for her care and support, and for the rest of her life?
Parents and caregivers of special needs dependents need to intelligently and adequately provide for them. There is a balance to be struck between government benefits, which generally only meet the most basic of special needs, and the supplementing of additional monies to go beyond those basic needs. There are 58 million Americans five years of age or older that are identified as special needs making them the largest single minority in this country. As the majority of federal and state benefits are “needs based” benefit assignments are continuously subject to review. Navigating the rules and regulations to qualify your special needs dependent for government assistance without violating legal requirements can be a daunting task.
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6/22/2023