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No one likes the overwhelming amount of junk mail and SPAM phone calls which we all receive on a daily basis, so we've put together this list of (mostly) free services to help eliminate it. Just click on each title to get to their website:
National Do Not Call Registry
Remove your phone #(s) from lists of telemarketing calls
Opt-Out from offers of credit or insurance
Remove your email address from commercial US email lists
LexisNexis Direct Marketing Services Opt-Out
Remove your home address from marketing campaigns
Unsubscribe your home address from Valpak coupon mailings
Unsubscribe your home address from Save coupon mailings
Unsubscribe your home address from promotional mail from multiple companies or organizations (this is the only company which charges a fee, albeit a nominal one of $4 for a 10 year registration)
The Social Security Administration (SSA) website hosts a wealth of online tools that offer you convenient access to benefits information. To make the most of these tools, simply create a my Social Security account online. It is free to set up a mySSA account.
More than 65 million people are currently collecting Social Security benefits. Whether or not you are already receiving these benefits, there are numerous services you may be able to take advantage of through the SSA website. These include the following:
How Much Can I Expect to Get in Social Security Benefits?
It depends, and the amount also typically adjusts a bit each year.
The maximum amount you can receive per month once you are at full retirement age is $3,627, as of 2023. Note that, on average, retired workers are receiving considerably less that that – $1,827 per month in 2023.
The SSA announces its annual cost-of-living adjustment (COLA) each fall for the upcoming year. In large part due to inflation, the COLA for 2023 saw its biggest increase in Social Security benefits in more than four decades – almost 9 percent.
How much you will receive depends on factors such as:
To learn more or to create an account, visit the mySSA account homepage.
From Elder Law Answers
Evaluating a senior’s ability to safely age in place is a complex process. Research shows that approximately three-quarters of Americans age 50 and older want to continue living in their own homes for as long as possible, according to the AARP. But for this plan to work, a senior’s home must be suitable for aging in place despite the emergence of any new or worsening health issues and functional limitations.